Filed May 17, 2026
Mobile-money liquidity at month-end
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Mobile-money agents run out of cash at the end of every pay cycle. Customers who depend on cash-out for rent or school fees queue, retry across kiosks, and sometimes give up. The shortage is predictable; the response is improvised. An…
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What we found in the field.
Mobile-money agents run out of cash at the end of every pay cycle. Customers who depend on cash-out for rent or school fees queue, retry across kiosks, and sometimes give up. The shortage is predictable; the response is improvised.
An agent-side forecasting nudge — read float, read pattern, suggest a rebalance window — could smooth supply. The Technical Design considers both an agent-app integration and a USSD-only path.
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